/* Open Sans matches the observed BankingBridge tool typography. Self-hosted so
   ECHL's native pages do not send font requests to a third party. */
@font-face{font-family:'Open Sans';font-style:normal;font-weight:300 800;font-display:swap;src:url('/assets/open-sans-latin.woff2') format('woff2')}
:root{--font-body:'Open Sans',Arial,Helvetica,sans-serif;--font-heading:Georgia,'Times New Roman',serif}
html,body{font-family:var(--font-body)}
button,input,select,textarea{font-family:inherit}
.utility{font-size:13px;letter-spacing:.03em}
.utility .wrap{align-items:center;flex-wrap:wrap;gap:6px 20px}
.site-header{gap:24px}
#site-nav{font-size:16px;gap:18px}
#site-nav .button{font-size:16px;padding:14px 16px;min-height:50px;white-space:nowrap;flex:none}
.button.teal{background:var(--teal,#276672);color:#fff;box-shadow:0 5px 13px #203e4817}
.button.teal:hover{background:#1d515b;color:#fff;box-shadow:0 7px 18px #203e4830}
#site-nav .button:focus-visible{outline:3px solid var(--ink,#203e48);outline-offset:4px}
.menu-toggle{font-size:16px}
@media(max-width:1180px){
  .site-header{position:relative;flex-wrap:wrap;gap:16px;padding-block:16px}
  .menu-toggle{display:flex;align-items:center;gap:12px;border:1px solid var(--line);border-radius:5px;background:transparent;color:var(--ink);padding:10px 16px;min-height:46px}
  #site-nav{width:100%;flex-direction:column;align-items:stretch;gap:0;padding:10px 0}
  html.js #site-nav{display:none}
  html.js #site-nav.open{display:flex}
  #site-nav>a:not(.button){padding:12px 5px}
  #site-nav .button{margin-top:12px;align-self:start}
}
@media(max-width:600px){.utility{font-size:12px;letter-spacing:0}.utility .wrap{justify-content:center;gap:3px 16px;text-align:center}}
.rates-workspace,.native-tool,.quote-tools{font-variant-numeric:tabular-nums}
.native-tool{min-width:0;padding:24px;background:#fff;border:1px solid var(--line,#d7d9cf);border-radius:14px;margin-block:24px}
.native-tool .marketing-embed{min-height:200px}
.native-tool h2,.native-tool h3{font-family:var(--font-body);font-size:20px;line-height:1.4;font-weight:700;letter-spacing:normal}
.native-tool p,.native-tool label{font-size:16px;line-height:1.6}
.native-tool iframe{width:100%;border:0;display:block}
.native-tool-note{max-width:76ch}
.native-tool-fallback{padding-block:16px}
.calculator-chooser [aria-pressed=true]{background:var(--wine,#98283e);border-color:var(--wine,#98283e);color:#fff}
@media(max-width:600px){.native-tool{padding:12px}.native-tool p{font-size:14px}}

/* Keep exploration close to the first viewport without changing native tools. */
.site-header{min-height:100px}
.brand img{width:145px}
.home-hero{grid-template-columns:minmax(0,1.2fr) minmax(0,.8fr);gap:40px;padding-block:24px}
.home-hero h1{font-size:clamp(40px,4vw,55px);margin-bottom:20px}
.home-hero .eyebrow{margin-bottom:18px}
.hero-story .lede{max-width:560px;margin-bottom:22px;font-size:18px;line-height:1.5}
.hero-story>.actions{margin-bottom:16px;gap:12px}
.hero-story>.actions .button{font-size:15px}
.home-hero .hero-visual{width:100%;max-width:390px;padding-bottom:0}
.home-hero .hero-visual>img{height:340px;max-height:none;object-fit:cover;object-position:center top}
.home-hero .visual-caption{padding:18px;margin:-24px 10px 0}
.rate-purpose-picker{display:flex;align-items:center;flex-wrap:wrap;gap:4px 16px;font-size:14px}
.rate-purpose-picker>span{color:var(--muted)}
.rate-purpose-picker a{display:inline-flex;align-items:center;gap:8px;min-height:44px;font-weight:600;text-decoration:none;border-bottom:1px solid var(--line)}
.rate-purpose-picker a:hover{border-color:var(--teal)}
.home-proof{padding-block:14px;gap:16px}
.homepage-rates{padding-top:24px}
.homepage-rates .section-heading{margin-bottom:18px}
.homepage-rates>.small{max-width:82ch;font-size:14px}
.page-hero.rates-hero,.page-hero.quote-hero{padding-block:24px 16px;border-bottom:0}
.page-hero.rates-hero h1,.page-hero.quote-hero h1{font-size:clamp(32px,3.2vw,44px);margin-bottom:10px;max-width:none}
.page-hero.rates-hero .lede,.page-hero.quote-hero .lede{margin:0;max-width:none;line-height:1.5}
.rates-workspace,.quote-workspace{padding-top:0}
.rates-workspace .native-tool{margin-block:0 16px;padding:16px}
.quote-workspace{max-width:820px}
.quote-workspace>p{margin-bottom:16px}
.quote-workspace .actions{gap:12px}
.quote-workspace .actions .button{font-size:16px}
#quote-workflow-status:empty{display:none}
.quote-notice{margin-top:20px;max-width:90ch}
.quote-help{border-top:1px solid var(--line);margin-top:28px;padding-top:24px}
.quote-help h2{font-size:28px;margin-bottom:12px}
@media(max-width:1180px){.site-header{min-height:94px;padding-block:12px}}
@media(max-width:850px){
  .home-hero{gap:24px}
  .home-hero h1{font-size:40px}
  .hero-story .lede{font-size:17px}
  .home-hero .hero-visual>img{height:300px}
  .home-proof{align-items:center}
}
@media(max-width:600px){
  .brand img{width:122px}
  .site-header{min-height:86px}
  .home-hero{grid-template-columns:minmax(0,1fr);gap:24px;padding-block:26px 24px}
  .home-hero h1{font-size:38px;margin-bottom:18px}
  .home-hero .eyebrow{margin-bottom:16px}
  .hero-story .lede{font-size:16px;line-height:1.5;margin-bottom:20px}
  .hero-story>.actions{gap:10px}
  .hero-story>.actions .button{font-size:14px;padding:12px 14px;min-height:48px;gap:10px}
  .rate-purpose-picker{gap:4px 14px}
  .rate-purpose-picker>span{width:100%}
  .home-hero .hero-visual{display:flex;align-items:center;gap:16px;max-width:none;margin:0}
  .home-hero .hero-visual>img{width:104px;height:112px;flex:none;border-radius:28px 28px 5px 5px;object-position:center top}
  .home-hero .visual-caption{margin:0;padding:0;border:0;background:transparent;color:var(--ink);box-shadow:none;min-width:0}
  .home-hero .visual-caption:before,.home-hero .caption-icon{display:none}
  .home-hero .visual-caption strong{font-size:22px}
  .home-hero .visual-caption p{font-size:12px;line-height:1.5;letter-spacing:0;color:var(--muted);margin-top:6px}
  .home-proof{padding-block:14px}
  .home-proof p{font-size:13px;margin-bottom:6px}
  .homepage-rates{padding-top:28px}
  .homepage-rates .section-heading{gap:14px}
  .page-hero.rates-hero,.page-hero.quote-hero{padding-block:22px 16px}
  .page-hero.rates-hero h1,.page-hero.quote-hero h1{font-size:34px}
  .rates-workspace .native-tool{padding:12px}
  .quote-workspace .actions .button{font-size:15px}
}

/* Ordinary disclosure navigation keeps the full link list usable without JS. */
.utility .wrap{padding-block:4px}
.site-header{min-height:88px;position:relative}
.nav-disclosure{position:relative;min-width:0}
.nav-disclosure-trigger{display:none;align-items:center;gap:9px;min-height:48px;padding:12px 0;border:0;border-bottom:2px solid transparent;background:transparent;color:var(--ink);font-size:16px;line-height:1.5;white-space:nowrap}
.nav-disclosure-trigger:hover{color:var(--teal)}
.nav-disclosure-trigger[data-current=true]{border-bottom-color:var(--wine)}
.nav-chevron{width:7px;height:7px;border-right:1.5px solid currentColor;border-bottom:1.5px solid currentColor;transform:translateY(-2px) rotate(45deg)}
.nav-disclosure-trigger[aria-expanded=true] .nav-chevron{transform:translateY(2px) rotate(225deg)}
.nav-group-label{display:block;font-weight:700;margin-bottom:12px}
.nav-dropdown{width:100%;padding:20px;background:var(--white);border:1px solid var(--line);border-radius:12px}
.nav-dropdown ul{list-style:none;margin:0;padding:0}
.nav-dropdown li{padding:0}
.nav-dropdown a{display:block;min-height:44px;padding:9px 10px;border-radius:5px;text-decoration:none;line-height:1.6;white-space:normal}
.nav-dropdown a:hover,.nav-dropdown a[aria-current=page]{background:var(--sage);color:var(--ink)}
.nav-program-columns{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}
.nav-program-group h2{font-family:var(--font-body);font-size:12px;line-height:1.5;letter-spacing:.06em;text-transform:uppercase;font-weight:700;color:var(--muted);margin:0 10px 8px}
.nav-dropdown-bottom{display:flex;flex-wrap:wrap;gap:4px 10px;margin-top:16px;padding-top:12px;border-top:1px solid var(--line);font-size:14px}
.js .nav-disclosure-trigger{display:inline-flex}
.js .nav-group-label{display:none}
.js .nav-dropdown{position:absolute;z-index:30;top:calc(100% + 8px);left:0;box-shadow:0 12px 30px #203e481c}
.js .nav-programs-panel{width:560px;max-width:calc(100vw - 80px)}
.js .nav-about-panel{width:220px}
.js .nav-rates-disclosure{position:static}
.js .nav-rates-panel{left:auto;right:0;width:800px;max-width:100%;padding:24px;border-top:3px solid var(--forest)}
.nav-rates-intro .eyebrow{margin-bottom:10px;font-size:10px}
.nav-rates-intro h2{font-size:28px;line-height:1.25;margin-bottom:22px}
.nav-rate-choices{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px}
.nav-dropdown .nav-rate-choice{display:grid;grid-template-rows:auto auto 1fr auto;gap:12px;padding:20px;background:var(--cream);border:1px solid var(--line);border-radius:10px}
.nav-dropdown .nav-rate-choice:hover,.nav-dropdown .nav-rate-choice[aria-current=page]{background:var(--sage);border-color:var(--teal)}
.nav-rate-icon{display:block;color:var(--teal)}
.nav-rate-choice:nth-child(2) .nav-rate-icon{color:var(--wine)}
.nav-rate-choice h3{margin:0;font-size:24px;line-height:1.2;letter-spacing:-.02em}
.nav-rate-choice p{margin:0;font-size:16px;line-height:1.55}
.nav-rate-action{display:inline-flex;align-items:center;gap:10px;margin-top:4px;color:var(--wine);font-size:16px;font-weight:700}
.nav-rate-action>span{font-size:20px;line-height:1}
.nav-rates-local{display:flex;align-items:center;flex-wrap:wrap;gap:4px 16px;margin-top:18px;padding-top:12px;border-top:1px solid var(--line);font-size:14px}
.nav-rates-local>span{color:var(--muted)}
.nav-rates-local a{font-weight:600}
html:not(.js) .site-header{flex-wrap:wrap;padding-block:12px}
html:not(.js) .menu-toggle{display:none}
html:not(.js) #site-nav{width:100%;flex-wrap:wrap;align-items:flex-start}
html:not(.js) .nav-disclosure{flex:1 1 300px}
html:not(.js) .nav-rates-disclosure{flex-basis:100%}
.home-hero a.visual-caption{text-decoration:none;color:#fff}
.home-hero a.visual-caption:hover{background:#2c4237;color:#fff}
.home-hero a.visual-caption:focus-visible{outline:3px solid var(--teal);outline-offset:5px}
.home-hero .visual-caption p{font-size:12px;line-height:1.5;letter-spacing:0}
.caption-action{display:inline-flex;gap:8px;font-size:13px;line-height:1.5;font-weight:700;margin-top:8px}
.homepage-rates{display:grid;grid-template-columns:minmax(0,1fr);gap:28px}
.rate-editorial{max-width:680px}
.rate-editorial h2{font-size:clamp(32px,3vw,42px);margin-bottom:20px}
.rate-editorial p:not(.eyebrow){line-height:1.65}
.rate-editorial .button{font-size:15px}
.rate-module{min-width:0}
.rate-module>.small{font-size:14px;line-height:1.6;max-width:82ch;margin-bottom:18px}
.home-values h2{max-width:760px}
.value-list{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:32px;margin-bottom:32px}
.value-list article{border-top:2px solid var(--line);padding-top:22px}
.value-list h3{font-size:26px;line-height:1.25;margin-bottom:16px}
.value-list p{margin:0}
@media(min-width:1280px){.homepage-rates{grid-template-columns:minmax(0,1fr) minmax(760px,2fr);gap:32px;align-items:start}}
@media(max-width:1180px){
  .site-header{min-height:86px;padding-block:8px}
  #site-nav>.nav-disclosure{width:100%}
  .nav-disclosure-trigger{width:100%;justify-content:space-between;padding:12px 5px}
  .js .nav-dropdown{position:static;width:100%;max-width:none;margin:0 0 12px;padding:18px;box-shadow:none}
  .nav-rate-choices{grid-template-columns:minmax(0,1fr);gap:16px}
  .nav-rates-intro h2{font-size:25px}
  .nav-dropdown .nav-rate-choice{padding:18px}
  .nav-dropdown-bottom{gap:4px 12px}
  html:not(.js) .nav-disclosure{flex:none}
}
@media(max-width:600px){
  .utility{font-size:11.5px;line-height:1.5}
  .utility .wrap{justify-content:space-between;gap:2px 10px;flex-wrap:nowrap;text-align:left}
  .utility-prefix{display:none}
  .utility a{white-space:nowrap}
  .nav-program-columns{grid-template-columns:minmax(0,1fr);gap:20px}
  .nav-dropdown-bottom{display:block}
  .home-hero a.visual-caption{color:var(--ink)}
  .home-hero a.visual-caption:hover{background:transparent;color:var(--teal)}
  .home-hero .visual-caption p{font-size:12px}
  .homepage-rates{gap:24px}
  .value-list{grid-template-columns:minmax(0,1fr);gap:24px}
}

.home-program-path{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:14px 28px;padding-block:30px}
.home-program-path p{margin:0}
.home-program-path .text-link{font-size:15px}

[data-bb-rate-subscription-status]:empty{display:none}
[data-bb-rate-subscription-status]{margin-top:16px}
html:not(.js) [data-bb-rate-subscription]{display:none}

.rate-alert-banner{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(240px,.8fr);align-items:center;gap:48px;margin-top:38px;padding:32px 48px;background:#f7eaed;border:1px solid #ead2d8;border-radius:16px}
.rate-alert-copy{max-width:590px}
.rate-alert-copy .eyebrow{margin-bottom:14px;color:var(--wine)}
.rate-alert-copy h2{font-size:clamp(34px,3.2vw,44px);margin-bottom:18px}
.rate-alert-copy>p:not(.eyebrow){max-width:52ch;margin-bottom:22px;line-height:1.6}
.rate-alert-copy .button{font-size:16px;padding:14px 24px}
.rate-alert-art{margin:0;justify-self:center;max-width:280px;text-align:center}
.rate-alert-art img{width:220px;height:auto;margin-inline:auto}
.rate-alert-art figcaption{font-size:11px;line-height:1.5;color:var(--muted);margin-top:10px}
@media(max-width:850px){.rate-alert-banner{gap:28px;padding:30px}.rate-alert-copy h2{font-size:36px}.rate-alert-art img{width:200px}}
@media(max-width:600px){.rate-alert-banner{grid-template-columns:minmax(0,1fr);gap:28px;padding:28px 24px;margin-top:28px}.rate-alert-copy h2{font-size:34px}.rate-alert-copy>p:not(.eyebrow){font-size:16px}.rate-alert-art{max-width:250px}.rate-alert-art img{width:190px}}

/* Local guidance stays outside the shared native rate table. */
.state-rates-hero .eyebrow{margin-bottom:14px}
.page-hero.state-rates-hero h1{max-width:950px}
.state-rate-guidance{padding:18px 22px;margin-block:8px 24px;background:var(--sage);border-left:3px solid var(--teal);border-radius:0 8px 8px 0}
.state-rate-guidance p{margin:0;font-size:15px;line-height:1.65}
.state-rate-guidance strong{color:var(--ink)}
.state-rate-local h2{max-width:780px;margin-bottom:28px}
.state-rate-guides{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:30px;margin-bottom:30px}
.state-rate-guides article{border-top:2px solid var(--line);padding-top:20px}
.state-rate-guides h3{font-size:25px;line-height:1.25}
.state-rate-guides p{font-size:16px;margin:0}
.state-rate-question{max-width:850px;margin-block:24px}
.state-rate-question summary{font-weight:700;cursor:pointer;min-height:44px;line-height:1.5}
.state-rate-question p{margin:16px 0 0}
.state-rate-quote{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:52px}
.state-rate-quote h2{max-width:520px}
.state-rate-quote .actions{margin-bottom:22px}
.state-rate-quote .button{font-size:15px}
.state-rate-links{display:flex;align-items:center;flex-wrap:wrap;gap:14px 28px;padding-block:28px;font-size:14px}
.state-rate-links a{font-weight:700;min-height:44px;display:inline-flex;align-items:center}
html:not(.js) [data-state-rate-page] [data-quote-purpose]{display:none}
@media(max-width:850px){.state-rate-guides{grid-template-columns:minmax(0,1fr);gap:24px}.state-rate-quote{grid-template-columns:minmax(0,1fr);gap:16px}}
@media(max-width:600px){.state-rate-guidance{padding:16px}.state-rate-guidance p{font-size:14px}.state-rate-links{gap:8px 24px}.state-rate-quote .actions{gap:12px}}